Car financing
Finance your next vehicle
Transparent conditions for purchasing your vehicle — new or used, where this solution is available.
Car financing supports you in acquiring your vehicle. Amount and duration depend on the vehicle and your situation.
Simulate your monthly payment online and submit your request directly — no account, no waiting.
Fixed borrowing rate 3.50% — indicative, subject to review.
Conditions
- Amounts from €5,000 to €100,000
- Durations from 12 to 240 months
- Fixed borrowing rate 3.50% (indicative)
- Availability subject to project and review
Example
Example: €25,000 over 60 months at 3.50% fixed — indicative monthly payment of approx. €454.79, total amount approx. €27,287.40. Indicative, non-binding calculation.
Frequently asked questions about this solution
Simulator
Simulate your financing
Amount, duration, monthly payment — instantly calculated, with amortization schedule and scenarios. Indicative and non-binding.
Loan simulator
Indicative rate = ECB policy rate (MRO) + margin · as of 2026-09-19 — ECB · MRO 2.65 % + 1.35 pt
Your result
Estimated monthly payment
€184.17
Estimated total amount
€11,049.91
Total cost of credit
€1,049.91
Fixed borrowing rate
4.00 %
APR
4.00 %
Duration
60 months
Indicative simulation — it constitutes neither a credit offer nor a guarantee of acceptance. Final conditions depend in particular on the project, the applicant's situation and the review carried out by the competent party.
Scenario comparison
| Scenario | Duration | Monthly payment | Interest | Total cost |
|---|---|---|---|---|
| Shorter duration | 48 months | €225.79 | €837.95 | €10,837.95 |
| Your selection | 60 months | €184.17 | €1,049.91 | €11,049.91 |
| Longer duration | 72 months | €156.45 | €1,264.53 | €11,264.53 |