Personal loan
Personal loans for your projects
A clear, flexible loan for the projects that matter to you — from renovation to education.
The EURO FINANZ personal loan is designed for individuals wishing to finance a personal project. Amount and duration adapt to your situation.
The simulator instantly gives you an indicative monthly payment. You can then submit your request in a few steps — no account needed.
Fixed borrowing rate 3.50% — indicative, subject to review.
Conditions
- Amounts from €2,000 to €75,000
- Durations from 12 to 84 months
- Fixed borrowing rate 3.50% (indicative)
- Final conditions subject to review
Example
Example: €10,000 over 60 months at 3.50% fixed — indicative monthly payment of approx. €181.92, total amount approx. €10,915.20. Indicative, non-binding calculation.
Frequently asked questions about this solution
Simulator
Simulate your financing
Amount, duration, monthly payment — instantly calculated, with amortization schedule and scenarios. Indicative and non-binding.
Loan simulator
Indicative rate = ECB policy rate (MRO) + margin · as of 2026-09-19 — ECB · MRO 2.65 % + 1.35 pt
Your result
Estimated monthly payment
€184.17
Estimated total amount
€11,049.91
Total cost of credit
€1,049.91
Fixed borrowing rate
4.00 %
APR
4.00 %
Duration
60 months
Indicative simulation — it constitutes neither a credit offer nor a guarantee of acceptance. Final conditions depend in particular on the project, the applicant's situation and the review carried out by the competent party.
Scenario comparison
| Scenario | Duration | Monthly payment | Interest | Total cost |
|---|---|---|---|---|
| Shorter duration | 48 months | €225.79 | €837.95 | €10,837.95 |
| Your selection | 60 months | €184.17 | €1,049.91 | €11,049.91 |
| Longer duration | 72 months | €156.45 | €1,264.53 | €11,264.53 |